The current state employee sponsored health

According to a survey by the Agency for Healthcare Research and Quality, the number of tenders for private health insurance has increased, but because of strict eligibility rate of enrollment for health insurance sponsored by their employer decreased. Conclusions of the study also suggests that the main reason for the decline in registration can not be only the stringent criteria, but the current trends in exchange for care for a spouse. Other factors contributing to Maydeclining enrollment, including increasing premiums, expanding Medicaid and rising inflation.

Company Size: Small vs. Large

The same study showed the impact of the supply function of firm size. It was found that nearly 98 percent of people who work in a company with 50 or more employees offered some type of health insurance for your business. The trend has decreased significantly with firm size. Only 64 percent of small businesses, with 50or fewer workers offer health insurance to their workers. Small businesses say that workers have other ways to obtain health insurance because it is not economically viable business that offers health coverage. These trends in society on a health insurance program does not necessarily mean that the employees of large companies are very happy.

It should be noted that large companies do not offer health insurance, but that's another thing, if workers are able tocompensation costs. In 2001 there were approximately 32 percent of the employees of the U.S. workforce who work for companies with over 500 entrepreneurs, but remained uninsured. A study conducted by Common Wealth Fund in October 2003 proved that these workers are uninsured without insurance due to the decrease of manufacturing jobs and the decline of union power. It is now a common fact that workers in companies large and small are feeling the impact of health spending, regardless of their socialstate.

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